How the math works.
- A physician evaluates your permanent whole-body impairment from the accepted condition, using the AMA Guides.
- The DOL pays $2,500 per percentage point. A 20% rating is $50,000; a 40% rating is $100,000.
- Ratings are generally done once you reach maximum medical improvement — when the condition has stabilized.
If your condition has worsened since your original rating, a re-evaluation may entitle you to additional compensation for the increase. Many patients never learn this.
Who does what.
An Authorized Representative files impairment requests; a qualified physician performs the evaluation; the DOL pays. Alara does not file these — but we will tell you when the clinical picture suggests a re-rating is worth asking about, and our documentation gives the evaluating physician something solid to work from.
Try the illustrative impairment estimator to see how the figures combine — illustration only; the DOL determines actual amounts.
Common questions.
Can I be rated more than once?
Yes. If the accepted condition worsens, a new evaluation can support additional compensation for the increased impairment.
Does the rating affect my medical coverage?
No. The rating drives Part E compensation; your covered care continues regardless, at no cost to you.
Sources: DEEOIC Procedure Manual, Impairment Ratings. Illustrative only; the Department of Labor determines amounts.