Articles

The questions families actually ask, answered one at a time.

Every article answers one real question — sourced to the Department of Labor, the Department of Justice, and the agencies that decide these programs, and reviewed by a nurse. Start with the one that sounds like yours.

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Choosing an agency How to choose a White Card home health agency Federal False Claims Act settlements have hit the EEOICPA home health field. The seven questions to ask before you choose a White Card home health… Read the article Free help The DOL Las Vegas Resource Center: free help with EEOICPA claims The Department of Labor's Las Vegas Resource Center helps Nevada Test Site and DOE workers file EEOICPA claims, check claim status, and resolve… Read the article Billing How White Card billing works — and what you should never see Under EEOICPA, the Department of Labor pays the provider directly through its medical billing system. You never receive a bill. What honest billing… Read the article Who is who DEEOIC, Acentra, the Resource Center: who decides what on your claim Five names appear on every EEOICPA claim. What DEEOIC decides, what Acentra handles, what the Resource Center does free, and what an Authorized… Read the article Ownership Who owns your home health agency, and why it matters Most large EEOICPA and White Card home health providers are owned by private-equity firms. What that means, how to check who owns your agency, and… Read the article

The White Card & EEOICPA

Denials Denied an EEOICPA claim? Why old denials win now An EEOICPA denial is not permanent. The program keeps adding covered conditions and Special Exposure Cohorts, and claims can be objected to,… Read the article Part B vs Part E EEOICPA Part B vs Part E, explained Part B pays $150,000 plus lifetime medical benefits for listed conditions. Part E pays up to $250,000 for toxic-exposure illness, wage loss, and… Read the article Survivors EEOICPA survivor benefits: who can file and what it pays When a covered worker dies of an accepted illness, the spouse and children may be owed $150,000 under Part B or up to $125,000 under Part E — even if… Read the article Timelines How long does an EEOICPA claim take? Federal oversight found the workers' compensation office averaged 207 days for coverage decisions in FY2022, with some cases far longer. What drives… Read the article Coverage What does the White Card cover at home? For accepted conditions, the White Card covers skilled nursing, physical and occupational therapy, home health aides, medical social work, caregiver… Read the article Special Exposure Cohort What is a Special Exposure Cohort (SEC)? A Special Exposure Cohort is a group of workers the government has ruled qualify for EEOICPA more easily based on where and when they worked — with… Read the article Covered illnesses Which illnesses qualify under EEOICPA? Radiation-induced cancers, chronic beryllium disease, silicosis, and a broader range of toxic-exposure illnesses under Part E. How coverage works,… Read the article

Money most families miss

Family caregivers Can a family member get paid to take care of me? Under the White Card (EEOICPA), a spouse or adult child who already helps with your care can be hired, trained, and paid as a home health aide. How… Read the article Impairment ratings EEOICPA impairment ratings: $2,500 per percent, explained Under EEOICPA Part E, a physician rates your permanent whole-body impairment and the DOL pays $2,500 per percentage point. How ratings work, and why… Read the article RECA RECA is open again — and the deadline is December 31, 2027 The Radiation Exposure Compensation Act reopened in 2025 with a one-time $100,000 payment for downwinders, onsite test participants, and uranium… Read the article Consequential conditions What is a consequential condition under EEOICPA? A consequential condition is a new illness caused by your accepted EEOICPA condition or its treatment. Once the DOL accepts it, it is added to your… Read the article White Card + Medicare Can I use the White Card and Medicare at the same time? Yes. The White Card covers your accepted EEOICPA conditions; Medicare covers everything else. How the two work side by side, and the copays you may… Read the article Travel money White Card travel reimbursement: form OWCP-957 Every trip to a doctor, pharmacy, or lab for an accepted EEOICPA condition is reimbursable at the federal mileage rate. How to file form OWCP-957… Read the article

Your care & your hours

Hospital discharge Leaving the hospital with a White Card: getting home health in place A hospital discharge is the moment home health should already be arranged. What discharge planners need, how the authorization works, and how care… Read the article More hours How to get more home health hours under the White Card Authorized hours can increase when your needs change — if the change is documented. The three steps: document the change, updated physician… Read the article Switching Switching home health agencies with a White Card Your White Card belongs to you, not your agency. How to change providers without a gap in care: the referral, the authorization transition, and what… Read the article The LMN What is a Letter of Medical Necessity (LMN)? The Letter of Medical Necessity is the document that decides whether you get home health under the White Card and OWCP — and how many hours. What it… Read the article Wound care Wound care at home under the White Card Chronic and slow-healing wounds — diabetic ulcers, surgical wounds, pressure injuries — are treated at home by skilled nurses under the White Card,… Read the article

Nevada worksites

Nevada Test Site I worked at the Nevada Test Site. What am I owed? Nevada Test Site workers — in any job — may be owed up to $400,000 and lifetime medical care under EEOICPA, with Special Exposure Cohort periods… Read the article Nevada DOE sites Tonopah, Shoal, Yucca Mountain: the other covered Nevada sites The Nevada Test Site is not the only covered site in Nevada. Workers from Tonopah Test Range, Project Shoal, the Central Nevada Test Area, Yucca… Read the article

Other programs

Definitions Home health vs. home care: the difference that decides who pays Home health is skilled, physician-ordered medical care — nursing, therapy, wound care — and federal programs pay for it. Home care is non-medical… Read the article Medicare Medicare home health: who qualifies and what it covers Medicare covers intermittent skilled home health when you are homebound and a physician orders it: nursing, therapy, limited aide services, and… Read the article Federal workers OWCP home health for injured federal and postal workers If OWCP accepted your injury and your physician orders home health, it is covered at no cost to you: skilled nursing, therapy, aides, and medical… Read the article Veterans VA Community Care home health: how veterans qualify The VA can pay for skilled home health through Community Care when a veteran is enrolled, the VA can't readily provide the service, and the VA… Read the article

Authorized Representatives What is an Authorized Representative for EEOICPA? An Authorized Representative is a person you appoint in writing to act on your EEOICPA claim — file, object, appeal. Fees are capped by law, and your… Read the article

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