The covered care.
- Skilled nursing — assessment, wound care, medication management, disease management.
- Physical therapy — strength, mobility, balance.
- Occupational therapy — returning to daily activities safely.
- Home health aide services — personal care under nursing supervision, and a family member can be the paid aide. How →
- Medical social work and caregiver training.
Beyond the visits.
Tied to accepted conditions, benefits can also include prescription medications, durable medical equipment (hospital beds, wheelchairs, oxygen), medically necessary home modifications such as grab bars and ramps, and travel reimbursement.
A correction worth thousands: home health is not only for after a hospital stay. If a physician orders it for an accepted condition, it is covered any time, ongoing, for as long as it is medically necessary.
How much care — the hours — is set by the Letter of Medical Necessity and the DOL. How your hours are set →
Common questions.
Do I ever see a bill?
No. The Department of Labor pays the provider directly for covered care. No copays, no deductibles, no cost to you.
What about conditions not on my card?
Medicare or your other coverage handles those — and a new problem caused by an accepted condition can be added. Consequential conditions →
Sources: U.S. Department of Labor, DEEOIC.