Federal benefits, explained.
Most families never claim the full scope of what they have earned. These are the terms that matter for home health, reviewed by a nurse and linked to the federal source. They are grouped by program, so you can read the family of benefits you came for.
Which program is yours, side by side.
Five programs pay for home health, each in a different situation. Find the row that sounds like you, then read that guide.
| Program | Who it’s for | What triggers it | Cash compensation | What it covers at home | Your cost | Deadline |
|---|---|---|---|---|---|---|
| White Card (EEOICPA) | Nevada Test Site, DOE, or atomic-weapons workers — in any job — and their survivors | Worked at a covered site and later became ill | Up to $400,000, tax-free (lump sums plus impairment) | Nursing, therapy, home health aide, social work, caregiver training, equipment, home changes, travel | No cost to you | None — you can file or reopen anytime |
| OWCP / FECA | Federal and postal employees with a work injury or illness | OWCP accepts the claim and a physician orders care | Wage-loss and medical benefits (set by your claim) | Nursing, physical and occupational therapy, home health aide, medical social work | No cost to you | File promptly after the injury or diagnosis |
| VA Community Care | Veterans enrolled with the VA who need care at home | The VA authorizes home health through Community Care | — (this is care, not cash) | Nursing, physical and occupational therapy, home health aide, medical social work | No cost to you | None |
| RECA | Downwinders, onsite test participants, and uranium workers — and survivors | A covered illness tied to radiation or uranium work | A one-time $100,000 payment | — (RECA is cash; uranium workers can open the White Card for care) | — | December 31, 2027 (hard deadline) |
| Medicare | People 65+ or with a qualifying disability | Homebound, with a physician order for skilled care | — (this is care, not cash) | Intermittent skilled nursing, therapy, limited home health aide, medical social work | No cost to you for covered home health | None |
On a small screen, scroll the table sideways to see every column. Not sure which row is you? Take the 1-minute Navigator →
In-depth guides to the benefits families miss most.
The terms that matter, defined.
Start with the program you came for, or read straight through. When you are ready to see what applies to you, the Benefit Navigator walks you there in about a minute.
Not sure which one applies to you?
Take the 1-minute Navigator, or compare the programs side by side.
Prefer to talk it through? Call (702) 814-9630.